Check how much over melt you are paying for a coin, round or bar using live Bullion Tracker spot prices.
Premium updates as you type.
Work out raw metal value before checking the premium.
Compare your result while researching real coins and series.
A bullion premium is the amount paid above the raw melt value of the metal. A coin with a melt value of £30 and a sale price of £36 has a £6 premium. The premium percentage shows how far above spot the item is priced.
Premiums matter because they affect how quickly a purchase needs to rise in value before you break even.
There is no single perfect premium. Common bullion coins often trade at lower premiums than limited editions, proofs or graded coins. Gold premiums are usually lower in percentage terms than silver premiums because the underlying metal value is higher.
Condition, demand, rarity, tax status and dealer stock levels can all change the premium.
Premiums can rise when demand is high, stock is low, mint supply is delayed or a particular coin becomes popular with collectors. Premiums can fall when supply improves or when buyers focus mainly on metal weight rather than collectability.
Use these tools alongside the Bullion Tracker coin and bar database.
A premium is the amount paid above the metal melt value.
Not always. Some higher premium coins may have collector demand, rarity or better resale appeal.
Silver has a lower metal value per coin, so fixed minting and handling costs are larger as a percentage.
No. It compares price against metal value only.
Last updated: 04 June 2026. Spot prices are provided for educational and tracking purposes only and may be delayed. Always check live dealer prices before buying or selling bullion.